Benefits

Jobseekers Allowance
Jobseekers Allowance (JSA) is a benefit for unemployed people who are required to be available for work.

There are two types of Jobseekers Allowance:

Contribution Based Jobseekers Allowance
This depends on your National Insurance contributions record. It is paid for a maximum of 6 months in any one period of unemployment.

Income Based Jobseekers Allowance
This is means-tested and dependent on income and capital. Capital must be less than £16,000 (also £16,000 if you or your partner is aged 60 or over).

Factsheet DirectGov - Jobseekers Allowance

Citizens Advice - http://www.adviceguide.org.uk



Jobseekers Allowance (The rules for share fishermen)
A share fisherman is someone who works in the fishing industry who is paid a share of the earnings or profit of a boat.

There are two ways you can get Jobseeker's allowance:

Contribution Based or Income Based

Share fishermen pay a higher rate of self-employed (Class 2) National Insurance contributions to help them qualify for contribution-based Jobseeker's Allowance.
There are two rules for contribution based Jobseeker's allowance and you must satisfy both to qualify.

1. You must have paid Special Class 2 or ordinary Class 1 contributions on earnings of at least 25 times the lower earnings limit in one of the two Relevant Income Tax Years on which your claim is based. Credits do not count.

2. You must have paid or have bee credited with Special Class 2 or ordinary Class 1 contributions on earnings of at least 50 times the lower earnings limit in both of the Relevant Income Tax Years on which your claim is based.
Share fishermen who claim contribution-based Jobseeker's Allowance can benefit from rules about work and earnings which take into account the special nature of their job.



Rules For Share Fishermen
  • The 16 hour rule does not apply because of different work patterns where a single fishing trip can last for more than 16 hours.

  • Share fishermen can earn up to £20.00 a week before contribution-based Jobseeker's Allowance is affected.

  • Earnings are deducted in the week they are earned, not the week they are paid.

  • Benefit is adjusted each week to take account of the earnings for that week. Earnings are not averaged.

  • The different rules that apply to share fishermen claiming contribution-based Jobseeker's Allowance do not apply if they claim income-based Jobseeker's Allowance.

  • Self-employed people, including share fishermen, have their hours of work averaged even if they are not working when they claim. If you work 16 hours or more a week on average, or if your partner works 24 hours or more, you cannot get income-based Jobseeker's Allowance.

  • You should keep detailed records to help with your claim.These include:
    • days and hours you have worked as a share fishermen
    • days when you did not work and the reason
      for this
    • gross receipts and expenses of the boat and the arrangements for sharing the proceeds of the catch
    • your earnings as a share fishermen
    • any deductions made by the boat owner for the boat's expenses
    • any payments of income tax, National Insurance contributions and into a pension scheme.


Housing Benefit
Housing benefit is an income-related benefit to help people pay their rent.

Housing benefit is administered by the Local Authority.

DirectGov - Housing Benefit
See section on How To Claim

Citizens Advice - http://www.adviceguide.org.uk




Council Tax Benefit
Council tax benefit is a means-tested benefit and any income you receive will be taken into account. Council tax benefit can be claimed if you are aged 18 or over; are liable for council tax. Council tax benefit is administered by the Local Authority.

DirectGov - Council Tax Benefit
See section on How To Claim

Citizens Advice - http://www.adviceguide.org.uk



Working Tax Credit
Working tax credit (WTC) is a means-tested benefit. The amount of the award depends on your income. The eligibility requirements for WTC vary depending on a number of factors. These include whether you are responsible for a child or qualifying young person, whether you have a disability, and whether you are aged 50 or over at the time of the claim.

DirectGov - Working Tax Credit
See section on How To Claim

Citizens Advice - http://www.adviceguide.org.uk



Employment & Support Allowance
Employment and support allowance (ESA) is a benefit for people with limited capability for work because of ill health and/or disability. It replaces incapacity benefit but only for new claimants on or after 27 October 2008. It also replaces income support paid on the basis of incapacity for work or disability for new claimants from this date.

DirectGov - Employment & Support Allowance
See section on How To Claim

Citizens Advice - http://www.adviceguide.org.uk



Incapacity Benefit
People claiming incapacity benefit, severe disablement allowance (SDA) or income support on grounds of incapacity for work or disability before 27 October 2008 will continue receiving these benefits until a later date when it is likely that they will transfer to employment and support allowance (ESA).
DirectGov - Incapacity Benefit
See section on How To Claim

Citizens Advice - http://www.adviceguide.org.uk



Disability Living Allowance
Disability Living Allowance (DLA) is a non-means tested benefit paid to people under the age of 65 years who has care and/or mobility needs as a result of mental or physical disability. It is tax free.



DirectGov - Disability Living Allowance
See section on How To Claim

Citizens Advice - http://www.adviceguide.org.uk



Attendance Allowance
Attendance Allowance (AA) is a non-means tested benefit, paid to a person aged 65 year or over who has care needs because of a mental or physical disability. It is tax free.

Attendance Allowance is paid at one of two rates, depending on the level of your care needs.

DirectGov - Attendance Allowance
See section on How To Claim

Citizens Advice - http://www.adviceguide.org.uk



Funeral Payments
A funeral payment can be made to help with the costs of essential funeral expenses. Funeral payments are administered by the Benefits Agency's Social Fund.

DirectGov - Funeral Payments
See section on How To Claim

Citizens Advice - http://www.adviceguide.org.uk



What Costs Can Be Met?

You can claim a funeral payment up to three months from the date of the funeral (even if it has already been paid for). The claim should be made on form SF200 (download below) which is available from local social security offices. If a funeral payment is refused, reduced or is only partially met, you can ask for the decision to be reconsidered and/or appeal to a social security appeal tribunal.

Form - SF200

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