Pensions |
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State Retirement Pension
Refer to: The Pension Service www.thepensionservice.gov.uk Citizens Advice - www.adviceguide.org.uk  |
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Pension Credit Pension Credit is a means-tested benefit for older people and consists of two parts : a guarantee credit and a savings credit. You can claim either or both depending on your circumstances. See The Pension Service www.thepensionservice.gov.uk |
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Occupational Pensions Occupational pension schemes are set up either by individual employers or by a group of employers in an industry, type of business or public sector (called industry wide schemes). They provide pension and life assurance benefits for employees, in addition to or partly to replace, benefits received from the state. They are funded by contributions from the employer and most schemes also require contributions from the employee. Most schemes are set up by a trust deed under which the trustees have a legal duty to provide benefits for members under the rules of the scheme. An employee who works for a local authority, the NHS or the civil service may use the term 'superannuation' to describe her/his scheme. In addition to an occupational pension, a client will also be entitled to a basic state retirement pension if you have paid enough national insurance contributions. Your membership of an occupational pension scheme will not affect this. You may also be entitled to the state additional pension. This will depend on the type of occupational pension scheme you are in. The MNPA administers the merchant navy pension schemes. For further details contact the MNPA at www.mnpa.co.uk and www.mnrpf.co.uk |
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War Pensions
The relevant periods of service covered by the War Pensions (Mercantile Marine) Scheme and associated Schemes are:
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Definition Of A War Injury A war injury is a physical injury caused by: the discharge of any missile (including liquids and gas); or the use of any weapon, explosive or other noxious thing; or, the doing of any other injurious act either by the enemy or in combating the enemy or in repelling an imagined attack by the enemy; or the impact on any person or property of any enemy aircraft, or any aircraft belonging to, or held by any person on behalf of or for the benefit of, His Majesty or any Allied power, or any part of, or anything dropped from any such aircraft. For example, a war injury can be considered where the claimant relates his disablement to a specific war related incident i.e. the ship being torpedoed by the enemy. |
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| Definition Of A War Risk Injury
A war risk injury is a physical injury caused by circumstances which would be abnormal in times of peace. For example, a war risk injury can be considered where the claimant relates his disablement to action taken to prevent or hinder the threat of an enemy attack rather than a specific incident. A war risk injury cannot be accepted if the circumstances causing the disablement would have been normal in peacetime as well as wartime e.g. exposure to engine room noise. |
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Definition Of Detention
Detention means detention which is consequent on the capture of a mariner or his ship effected by reason of the existence of a state of war. |
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Evidence And Information
To enable the War Pensions Agency to consider a claim, the following evidence and information is needed, Discharge Book : If you no longer have this, you will need to give your service number and the names of the ships you served on if you can remember these details or we can advise you how to obtain a replacement. The War Pensions Agency can then try and obtain a record of your service from the Maritime and Coastguard Agency (formerly known as the Marine Safety Agency) if you have details of your service. Description of which conditions of your Merchant Navy service you think has caused the disablement you are claiming for : This includes details of any torpedoing incidents, bombings, and any invasions you were involved in or convoy duties. There are other kinds of information that may help support your claim such as: T124, T124X , or T124T agreements. These agreements were signed by merchant seafarers. The T124 was agreement to serve any ship, any voyage. T124X was one particular ship only and the T124T was agreement to work rescue vessels. Other information would be records made around the time of the injury / accident which mention it. Citizens Advice - http://www.adviceguide.org.uk |
